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Hurricane Season Is Here

Posted by Karen Hurst on Jun 3, 2013 in Condos, Davie, Las Olas, Lifestyle, Local Events, Miami, Plantation, Rental, Short Sales, Single Family Homes, Southwest Ranches, Weston | 0 comments

Download your copy of the Hurricane Safety Checklist Here

SoFlo Livin…Spotlight

Posted by Karen Hurst on May 5, 2013 in Healthy Livin', Lifestyle, Local Events, Miami | 0 comments

New on our sight. We want to share what & how some of our fellow South Floridians live, work & play in a Section of the Blog we’ll call “Spotlight”!
I frequent quite a few Farmer’s Markets in the area from Broward to Miami-Dade, just because I love them; the food, people you meet, a great way to spend a Saturday afternoon. So when I read this article about Zak I felt it was a great representation of the type of people you would meet and love here in South Florida and that section of Miami.

Read the complete article here in the Huffington Post.

Are You Qualfiied To Short Sell Your Home?

Posted by Karen Hurst on Apr 18, 2013 in Condos, Davie, Foreclosures, Las Olas, Miami, Plantation, Short Sales, Single Family Homes, Southwest Ranches, Weston | 0 comments

There are many South Florida residents out there who bought at the height of the market and are now underwater on their home and cannot afford to sell. By underwater I mean that their mortgage obligation exceeds the current value of their home. In this situation, a bank may release part or all of the mortgage debt if the owners are experiencing a financial hardship and need to sell.
For anyone who is interested, the following is a list of acceptable hardships:

* Mortgage Rate Adjustments
* Loss of Employment or Reduction in Wages
* Business Failure
* Medical Hardship
* Death in the Family
* Divorce/Separation
* Military Service
* Overwhelming Debt Obligations
* Job Relocation

A short sale does not have the same impact on a person’s credit score that a foreclosure does. If someone short sells their home, they can expect a drop on their FICO score of 75-125 points for roughly 1-3 years. I have closed several short sales for homeowners. I have an experienced team in place so that the process runs as quickly and smoothly as possible. If you are interested in learning more about whether you and your home qualify for a short sale, please don’t hesitate to contact me directly on my cell at 954-802-8462.